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You’ve worked hard. Keep what you’ve earned with business insurance.

Feel safe & secure in what’s yours with help from local insurance agents

The Insurance Center offers insurance policies tailored to different business types. Whether you want to protect your building, equipment, company vehicles or need coverage for workers compensation or general liability, we provide solutions and services to protect your business. In addition, we have corporate benefits insurance as well.

Click on a topic to reveal details.

Property Insurance

Commercial property insurance helps protect your:

  • Building, outdoor sign, fence, landscaping
  • Furniture and equipment
  • Inventory
  • Others’ property

Property insurance is one of the most important investments your business can make. The Insurance Center understands that your business is always changing, so we customize our commercial property insurance policies to fit your needs.

Liability Insurance

Commercial general liability insurance offers:

  • Professional liability
  • Fire liability
  • Premises liability
  • Employer’s liability
  • Products and completed operations
  • Medical payments
  • Employee benefits liability
  • Employment-related practices liability

Every business is unique, but all businesses need protection from an unknown future. No matter how well you’ve planned, an accident will happen eventually. If you’re legally responsible for medical expenses, attorney fees, or damages, be ready with liability insurance.

Workers Compensation Insurance

Workers compensation covers:

  • Employee injuries sustained on workplace premises
  • Employee injuries sustained anywhere else while the employee is working
  • Employee injuries sustained from other events while they are working—accidents, violence, natural disasters
  • Illness or disease contracted as a result of employment

Workers compensation coverage is mandatory in most states. Almost all employers in the U.S. must carry this insurance, although benefits vary by state. Speak with an expert from The Insurance Center to determine your obligation regarding workers compensation coverage.

Business Auto

Business auto insurance can cover:

  • Damage to someone else’s property
  • Medical payments
  • Collision
  • Comprehensive
  • Substitute transportation
  • Towing and labor
  • Bodily injury (available in Minnesota only)

Large awards for auto liability can devastate a business, so get protected from that always-present danger. You don’t have to make this important decision alone. We’ll customize the right policy to ensure you maintain the proper level of coverage for your particular situation. We have excellent plans available through reputable auto insurers.

Safety and Risk Management

Compliance Toolkit—legislative information and forms from ADA to Section 125

Community—join an active and informative insurance and HR community

Risk Management—comprehensive policies, procedures, and programs

OSHA—fast and easy ways to input and update OSHA recordable incidents

Wellness—increase health care savings and improve employee productivity

HR Toolkit—newsletters, surveys, forms, and a resource library

Industry—specific industry compliance, safety, and retention solutions

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