This coverage includes:

1. Premises/Operations—The “premises” portion of your liability insurance provides for payment on your behalf of all sums you become legally obligated to pay as damages resulting from bodily injury and/or property damage caused by an insured peril and rising out of the ownership, maintenance or use of premises and your operations in progress. The “operations” portion of your liability insurance covers operations in progress and is intended for situations where your principal business operations are performed away from your premises.
2. Completed Operations—This portion of your liability insurance covers you for possible liability for bodily injury and/or property damage after your work is complete and you have left the job site.