Do I need to take Medicare Parts A and B if I continue to work?
If continuing to work and you have group health insurance, you may not need to enroll in Medicare Parts A and B; this is dependent upon the number of employees at the place of business. If your place of employment employs less than 20 people you need to sign up for Medicare Parts A and B and Medicare will be the primary payor. If there are more than 20 employees, you may be able to maintain the group plan and not have to enroll in Medicare A and B. If your spouse is working and you are insured through their group employer you may not need Medicare Part A or B, check with your group insurance carrier.